Please read these terms and conditions of use carefully before using this website.
Thank you for visiting this site (“Website,” “Site,” or “App”). The Site is owned and operated by Caesar Engroba Health Solutions (“we,” “us,” or “our”). The terms and conditions of use detailed below (the “Terms of Use”) govern your access to and use of our Site and the services that we make available to you through the Site (the “Services”). These Terms of Use are a legal contract between you and us. By accessing or using the Site or any of the Services, you hereby agree to these Terms of Use and warrant that you are at least 18 years of age. If you do not agree with these Terms of Use, in whole or in part, please do not continue to use the Site or the Services.
Please note that this Site uses cookies and similar tracking technologies to recognize you, customize your online experience, provide you with products and services tailored to your interests, and help us improve the Site. To learn more about cookies and other tracking technologies, as well as to select your preferences, please refer to our Privacy Policy.
Our Terms of Use are effective as of the last updated date specified above. We reserve the right to change our Terms of Use from time to time, without prior notice. The changes may include superseding terms and conditions or specific notices. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continued use of our Site or Services after any such change will constitute your acceptance of the modified terms.
The Services are provided “as is” and include free information, such as insurance quotes and tools, to help you make insurance and financial decisions. Most information provided through the Services is for general informational and educational purposes, with some information intended for commercial purposes at the point of sale.
The Services may include the incorporation of third-party insurance products, brokers, and carriers via advertisements, insurance quotes, online purchases, emails, phone calls, text messages, or other marketing mediums. This serves as notice that third parties may contact you on our behalf.
The Services also include formal quoting, brokering, and transacting of first-party and third-party insurance products. We are a licensed insurance agency.
Any quotes or quote ranges provided on the Site or over the phone are non-binding. The final insurance policy premium is determined by the underwriting insurance company after application. Insurance products and their availability may vary by state and your individual circumstances, and additional minimum coverage limits may be required in your state. The third-party insurance products offered for sale through the Site are only available in jurisdictions where we are properly licensed.
At times, the Services may require you to agree to additional terms and conditions or enter into separate agreements with us or applicable third parties. Any third-party insurance products purchased by you through the Site are subject to the terms of the applicable insurance carrier. In the event of a conflict between these Terms of Use and the terms of any insurance policy, the terms of the insurance policy will control.
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For additional information, text HELP.
Supported carriers include, but are not limited to: AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, and others. T-Mobile is not liable for delayed or undelivered messages. We take your privacy seriously.
You agree NOT to use this Site for any of the following purposes or activities:
The Site contains material, such as text, graphics, images, photos, and other content provided by or on behalf of us. These materials and information are collectively referred to as the “Content.” The Content is owned by us and/or our licensors and is protected under U.S. and foreign copyright laws and treaties. The Content includes, but is not limited to, the trademarks, service marks, and logos that are used and displayed on the Site, which are registered and unregistered trademarks or service marks of ours or our licensors.
You shall not, without our written permission in each instance: use any trademarks, service marks, or logos in any manner; copy or use the Content for any purpose; remove any copyright or other proprietary notices contained in the original Content on any copy you make of the Content; sell, transfer, assign, license, sublicense, or modify the Content, or use the Content for any public or commercial purpose; or use, post, or publish the Content.
Nothing contained in these Terms of Use shall be construed as conferring any license or right to any trademark or other intellectual property right of ours or any other party.
YOU ACKNOWLEDGE AND AGREE THAT THE SITE, THE SERVICES, AND ALL CONTENT ARE PROVIDED “AS IS,” “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. WE WILL NOT BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO OR USE OF THE SITE, THE SERVICES, OR ANY CONTENT.
IN NO EVENT SHALL WE BE LIABLE FOR DIRECT, SPECIAL, INDIRECT, PUNITIVE, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, REVENUES, OR SAVINGS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR NEGLIGENCE, CONSEQUENTIAL, INCIDENTAL, OR OTHER DAMAGES, IN SUCH JURISDICTIONS OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY APPLICABLE LAW. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THIS SITE, ANY SERVICE, OR ANY CONTENT IS TO STOP USING THE SAME.
Not all of the products or Services described on this Site are available in all areas of the United States, and you may not be eligible for them. We reserve the right to determine eligibility.
You agree to defend, indemnify, and hold us and our officers, directors, employees, successors, licensees, and assigns harmless from and against any claims, actions, or demands, including, without limitation, reasonable legal and accounting fees, arising or resulting from: (i) your breach of these Terms of Use; or (ii) your access to, use, or misuse of the Site, any Services, or any Content.
We may terminate these Terms of Use and your access to all or any part of the Site or the Services at any time and for any reason without prior notice and without liability. We reserve the right to change, suspend, or discontinue all or any part of the Site or the Services at any time without prior notice or liability.
You may deactivate your account by navigating to the Settings section of your Member Portal.
If any portion of these Terms of Use is held to be invalid or unenforceable, such portion shall be construed in accordance with applicable law to reflect the original intentions of the parties, and the remainder of these Terms of Use shall remain in full force and effect.
The sections titled Indemnification, Warranty Disclaimer and Limitation of Liability, Intellectual Property, and Governing Law shall survive termination of these Terms of Use. You may not assign these Terms of Use. No waiver shall be effective unless in writing. Neither the course of conduct between the parties nor trade practice shall act to modify any provision of these Terms of Use.
These Terms of Use contain the entire agreement of the parties concerning its subject matter and supersede all prior agreements, communications, and understandings.
This Terms of Service is designed to protect both you and us and to set clear expectations about your use of our Site and Services.
